🔍 What is Found?

Found is an AI-powered all-in-one financial platform designed specifically for self-employed individuals, freelancers, and independent workers. Developed by Found Financial Inc., the platform combines business banking, expense tracking, bookkeeping, tax estimation, and invoicing into a single integrated system. Found eliminates the financial fragmentation that plagues self-employed workers by providing a unified view of their business finances with AI-driven insights and automation.

The platform's AI continuously analyzes transactions to categorize expenses, identify deductible business purchases, and estimate quarterly tax obligations. When users make a business purchase, Found's AI automatically categorizes it, logs it for bookkeeping, and adjusts tax estimates in real-time. This automation eliminates the end-of-year scramble to sort through receipts and categorize expenses. Found also provides proactive tax insights, alerting users to potential deductions they might be missing and estimating how tax law changes affect their specific situation.

Found includes a full-featured business bank account with no monthly fees, no minimum balances, and early direct deposit access. The platform handles 1099 contractor payments, creates and sends professional invoices, and tracks payment status. Found has been adopted by over 300,000 self-employed professionals and has been recognized as one of the most comprehensive financial platforms for the gig economy. Its integrated approach means freelancers spend less time on financial administration and more time on their actual work.

✨ Key Features

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AI Expense Categorization Automatic categorization of business expenses with machine learning that improves accuracy over time based on user corrections.

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Real-Time Tax Estimation Continuous calculation of estimated quarterly tax obligations based on actual income and expenses throughout the year.

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Business Banking Account No-fee business checking account with early direct deposit, no minimum balance, and FDIC insurance.

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Automated Bookkeeping Transaction-level bookkeeping that updates automatically with every purchase, eliminating manual data entry.

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Professional Invoicing Create, send, and track invoices with automatic payment reminders and online payment acceptance.

💰 Pricing

Found Free

$0/mo

Business bank account, automatic expense tracking, basic tax estimation, and invoicing for solo freelancers.

Found Plus

$14.99/mo

Unlimited bookkeeping, advanced tax insights, 1099 contractor payments, receipt capture, and priority support.

Found Premium

$29.99/mo

Everything in Plus plus dedicated accountant support, custom reporting, and multi-entity management.

📊 Pros and Cons

Pros

Genuinely all-in-one platform eliminates the need to juggle separate banking, accounting, and invoicing tools
AI-driven tax estimation prevents surprises at tax time by calculating obligations in real-time
No-fee banking with no minimum balance, specifically designed for freelancers with variable income

Cons

Best suited for solo freelancers and single-member businesses rather than larger teams or partnerships
Advanced features like 1099 processing and dedicated accountant support require paid plans

🎯 Best For

Freelancer financial management: independent workers manage banking, expenses, taxes, and invoicing from one dashboard Tax preparation simplification: self-employed professionals avoid year-end tax scramble with real-time estimated tax calculations Business expense optimization: AI identifies deductible expenses and provides insights to maximize tax deductions throughout the year

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Ready to try Found?

🌐 Visit Found Website