🔍 What is Float?

Float is an AI-powered cash flow forecasting platform that helps businesses predict their financial future with greater accuracy and confidence. Developed by Float (formerly Float Financial), the platform connects directly to accounting software, bank accounts, and other financial data sources to build real-time, dynamic cash flow forecasts. Float transforms static spreadsheets into an intelligent forecasting engine that updates automatically as new data flows in, giving finance teams unprecedented visibility into their company's financial trajectory.

The platform's AI uses historical data patterns, spending trends, and revenue cycles to generate accurate predictions of future cash positions. Users can create multiple forecast scenarios - baseline, optimistic, and pessimistic - to understand the financial impact of different business decisions. Float's what-if modeling allows users to simulate scenarios like hiring new staff, launching a product, or taking on debt to see the projected impact on cash flow before making commitments. The platform also provides variance analysis, comparing actual results against forecasts to continuously improve prediction accuracy.

Float integrates with major accounting platforms including Xero, QuickBooks, and NetSuite, as well as banking APIs for real-time balance visibility. The platform is designed for both finance professionals and non-financial business leaders, with intuitive dashboards that make cash flow insights accessible to the entire management team. Float has been recognized as a leading cash flow forecasting solution for small to mid-market businesses, helping thousands of companies move from reactive cash management to proactive financial planning.

✨ Key Features

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AI-Powered Cash Flow Forecasting Dynamic forecasts that automatically update with real-time financial data, using historical patterns and AI to predict future positions.

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Scenario Modeling Create and compare multiple financial scenarios to understand the cash flow impact of different business decisions and market conditions.

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Automated Variance Analysis Continuous comparison of forecasts against actual results with intelligent alerts when deviations exceed defined thresholds.

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Real-Time Dashboard Intuitive visual dashboard showing current cash position, projected runway, and key financial metrics accessible to all stakeholders.

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Accounting Integration Seamless synchronization with Xero, QuickBooks, NetSuite, and bank accounts for automatic data capture and reconciliation.

💰 Pricing

Lite

$49/mo

Basic cash flow forecasting, single scenario modeling, and integration with one accounting platform for small businesses.

Standard

$99/mo

Advanced AI forecasts, multiple scenario modeling, variance analysis, and integration with accounting and banking platforms.

Premium

$199/mo

Unlimited scenarios, custom reporting, team collaboration, priority support, and advanced analytics for growing businesses.

📊 Pros and Cons

Pros

Automated forecasting eliminates manual spreadsheet work and reduces human error in financial planning
What-if scenario modeling enables data-driven decision making before committing to major expenditures
Real-time integration with accounting platforms ensures forecasts are always based on current data

Cons

Forecast accuracy depends on data quality and consistency in connected accounting systems
Advanced features like unlimited scenarios require the Premium tier which may be costly for very small businesses

🎯 Best For

Financial planning: finance teams maintain accurate, always-updated cash flow forecasts for board reporting and strategic planning Decision support: business leaders model the financial impact of major decisions like hiring, acquisitions, or equipment purchases Runway management: startups and growth companies monitor cash runway and burn rate to plan fundraising rounds and manage spending

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Ready to try Float?

🌐 Visit Float Website